Banks: ~6–7% p.a.
Small Finance Banks: ~7.5–8% p.a.
Good for capital safety.
MIS: ~7.4%
NSC: ~7.7% (5 yrs)
SCSS: ~8.2%
Current ~8.05% p.a.
Lock-in: 7 years
Interest taxable
Equity Hybrid: 10–12%
Debt Funds: 7–9%
Return: 9–11% p.a.
Risk depends on credit rating.
Yield: 8–12%
Real estate & infra linked
Long-term: 12–18%
Risky short-term, strong >7 years
Index / Large Cap: 12–14%
Mid / Small Cap: 14–20%
Potential 25%+ returns
Very high risk, invest small portion only.