:root {
    --bg-1: #e6f6ff;
    --accent-a: rgba(116, 185, 255, 0.9);
    --accent-b: rgba(113, 80, 255, 0.85);
    --glass-alpha: rgba(255,255,255,0.10);
    --text: #0b2133;
    --muted: #5b6b73;
  }
  
  * { box-sizing: border-box; }
  html,body {
    height: 100%;
    margin: 0;
    font-family: 'Poppins', Inter, ui-sans-serif, system-ui, Arial;
  }
  body {
    background: linear-gradient(135deg, #e7f6ff 0%, #f3faff 40%, #f7f8ff 100%);
    color: var(--text);
    -webkit-font-smoothing: antialiased;
  }
  .container { width: 92%; max-width: 1200px; margin: 0 auto; }
  
    /* Header Glassmorphism Style */
    .site-header {
      background: rgba(255, 255, 255, 0.15);
      backdrop-filter: blur(12px);
      border-radius: 16px;
      padding: 10px 20px;
      margin: 15px auto;
      max-width: 1200px;
      position: relative;
      z-index: 1000;
    }

    .navbar .nav-link {
      font-weight: 500;
      color: #333 !important;
      margin: 0 10px;
      transition: 0.3s;
    }

    .navbar .nav-link:hover {
      color: #0d6efd !important;
    }

    .dropdown-menu {
      min-width: 220px;
      padding: 10px;
      border: none;
      box-shadow: 0 6px 20px rgba(0,0,0,0.1);
      border-radius: 12px;
    }

    .dropdown-item {
      border-radius: 8px;
      padding: 10px 15px;
      transition: 0.3s;
    }

    .dropdown-item:hover {
      background: #f0f6ff;
      color: #0d6efd;
    }
  
  /* Buttons */
  .btn {
    display:inline-block; border-radius: 10px; text-decoration:none;
    padding: 8px 12px; border: 1px solid rgba(0,0,0,0.06);
  }
  .btn.primary {
    background: linear-gradient(90deg,var(--accent-a),var(--accent-b));
    color: white; border: 0;
  }
  .btn.ghost { background: transparent; border: 1px solid rgba(255,255,255,0.18); }
  .btn.large { padding: 12px 22px; }
  
  /* HERO */
  .hero {
    position: relative; height: 90vh; min-height: 560px; overflow: hidden;
  }
  #hero-canvas {
    position: absolute; inset: 0; width: 100%; height: 100%; display: block;
  }
  .hero-overlay {
    position: relative; z-index: 10;
    display: flex; flex-direction: column; align-items: flex-start;
    justify-content: center; height: 100%;
  }
  .hero-title {
    font-size: clamp(2rem,4vw,3.2rem);
    margin: 0 0 12px; line-height: 1.05;
  }
  .hero-sub { margin: 0 0 18px; color: var(--muted); }
  .hero-cta { display: flex; gap: 12px; flex-wrap: wrap; }
  
  /* Floating Icons */
  .floating-icon {
    position: absolute; width: 120px; height: auto;
    z-index: 5; pointer-events: none; opacity: 0.9;
  }
  .icon1 { top: 20%; left: 10%; }
  .icon2 { top: 40%; right: 15%; }
  .icon3 { bottom: 15%; left: 20%; }
  .icon4 { bottom: 20%; right: 25%; }
  
  /* Sections */
  .section { padding: 80px 0; }
  .features { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
  .feature {
    background:white; padding:22px; border-radius:12px;
    box-shadow:0 10px 30px rgba(13,48,75,0.06);
  }
  .stats { background:linear-gradient(180deg, rgba(255,255,255,0.6), rgba(255,255,255,0.3)); }
  .stats .container {
    display:flex; gap:24px; justify-content:space-between; align-items:center;
  }
  .stat { font-size:1.6rem;font-weight:700 }
  .stat span { display:block;font-size:1.2rem;color:var(--muted);font-weight:500 }
  
  /* Financial Tools */
  .container1 {
    width: 100%;
    background: rgba(255, 255, 255, 0.15);
    border-radius: 20px;
    box-shadow: 0 8px 32px rgba(0,0,0,0.1);
    backdrop-filter: blur(12px);
    padding: 30px;
    margin: 20px auto;
  }
  
  .tabs {
    display: flex;
    justify-content: space-around;
    margin-bottom: 25px;
    flex-wrap: wrap;
  }
  .tab {
    flex: 1 1 50px;
    text-align: center;
    padding: 12px;
    border-radius: 12px;
    background: rgba(255,255,255,0.4);
    margin: 6px;
    cursor: pointer;
    font-weight: 600;
    transition: all 0.3s ease;
  }
  .tab.active { background: linear-gradient(135deg, #42a5f5, #7e57c2); color: #fff; }
  
  .tool-box { display: none; animation: fadeInUp 0.6s ease; }
  .tool-box.active { display: block; }
  
  h2 {
    text-align: center; font-weight: 600; margin-bottom: 2vh; color: #333;
  }
  label { display: block; margin: 12px 0 6px; font-size: 14px; font-weight: 500; color: #444; }
  input, select {
    width: 100%; padding: 12px; border: none; border-radius: 12px;
    background: rgba(255,255,255,0.6); font-size: 14px; transition: all 0.3s ease;
  }
  input:focus, select:focus {
    outline: none; background: rgba(255,255,255,0.9);
    box-shadow: 0 0 8px rgba(33,150,243,0.4);
  }
  button {
    width: 12%; padding: 14px; margin-top: 20px;
    border: none; border-radius: 12px;
    background: linear-gradient(135deg,#42a5f5,#7e57c2);
    color: white; font-size: 15px; font-weight: 600;
    cursor: pointer; transition: transform 0.2s ease;
  }
  button:hover { transform: translateY(-2px); }
  .result {
    margin-top: 20px; font-size: 16px; font-weight: 600;
    text-align: center; color: #2e7d32; animation: fadeIn 0.5s ease;
  }
  
  /* Animations */
  @keyframes fadeInUp { from {opacity:0; transform: translateY(20px);} to {opacity:1; transform: translateY(0);} }
  @keyframes fadeIn { from {opacity:0;} to {opacity:1;} }
  
  /* RESPONSIVE DESIGN */
  @media (max-width: 992px) {
    .features { grid-template-columns: repeat(2,1fr); }
    .stats .container { flex-wrap: wrap; justify-content: center; }
    .floating-icon { width: 80px; }
  }
  @media (max-width: 768px) {
    .features { grid-template-columns: 1fr; }
    .main-nav { display: none; } /* hide nav, can later add hamburger */
    .hero-title { font-size: 2rem; text-align: center; }
    .hero-overlay { align-items: center; text-align: center; }
    .tabs { flex-direction: column; }
    .tab { width: 100%; }
  }
  @media (max-width: 480px) {
    .header-inner { flex-direction: column; gap: 10px; }
    .floating-icon { width: 60px; }
    .hero { height: 70vh; }
  }